Appraisal or definitive value… which do you really need?
April 5, 2018
Price, value… and anything involving a dollar sign is the most talk-about component of property negotiations. It is a critical element for buyers and sellers as well as agents, but it involves more than one party’s perspective. Are we talking about the rateable value, the market value or the appraisal? In trying to unpack the …more »
Let’s stick together
April 3, 2018
Last month there was an alarming story doing the rounds of some media, which suggested that more than two million Australians have gone to an auction for a property they are interested without pre-approval for a home loan. A Galaxy poll commissioned by realestate.com.au Home Loans found 18 per cent of the adult population failed …more »
It’s no joke – check your smoke alarms this April Fool’s Day
April 1, 2018
Smoke alarms save lives. There’s no question about that. But can you remember the last time you checked to see if your smoke alarms are working correctly? April Fool’s Day is the designated ‘check your smoke alarms’ day, so this coming Sunday, April 1st don’t be foolish: check to make sure your smoke alarms …more »
Informed buyers have pre-approvals
March 28, 2018
An alarming suggestion out of a recent YouGov Galaxy poll was that 18 per cent of the adult population in Australia failed to get pre-approved finance before trying to buy at auction. While RE/MAX Auction Services’ Dene Tucker says his experience of more than 5000 auction suggests that the majority of buyers have their pre-approval …more »
Covering all the bases
March 25, 2018
Is there ever a seller who doesn’t want the best price when they sell? It is highly unlikely. One way to maximize the amount your property sells for is to maximise the message of your intent to sell. Shout it from the rooftops, by all means, but there is a lot more to it than …more »
Attracting thrifty buyers
March 19, 2018
If you want to make your home more appealing to buyers than the next, what about asking your agent to point out some features that may save them money once they are owners? Being able to save money might be a huge selling point to a budget-conscious buyer. Having the right window treatments can …more »
Why ignore our single biggest commitment?
March 15, 2018
As a Financial Adviser engaging with clients about their financial well being I am often surprised by how little they understand about the borrowing commitments. I ask a simple question, which is, “tell me a little about your existing home mortgage” In many instances I find that clients have taken for granted how much they owe, …more »
There is more to a mortgage than just the interest rate
March 9, 2018
As competition continues to heat up it is timely to remember that it is not just the best interest rate that determines the best mortgage option. Sure interest rate is important but we often get blinded by the rate with little or no understanding of what that might mean in real terms or savings. Let’s …more »